Department of Economics, Faculty of Economics and Administrative Sciences, Ferdowsi University of Mashhad, Mashhad, Iran
10.22080/mrl.2025.29313.2181
Abstract
Given the importance of banks in the financial market, their proper and efficient functioning in countries with underdeveloped capital markets like Iran plays a key role in the optimal allocation of financial resources, directing liquidity, and supporting sustainable economic growth. Therefore, close and systematic supervision of bank performance, especially after the 2008 global financial crisis, has become increasingly important for policymakers and regulators. Examining the balance sheets of banks as an analytical tool to identify hidden risks, detect structural imbalances, and prevent potential financial crises is more necessary than ever. The purpose of this study is to estimate and compare the balance sheet imbalance of banks listed on the Tehran Stock Exchange. For this purpose, using the fuzzy goal programming (FGP) method as an advanced decision-making technique, the imbalance of 14 listed banks during the period from 2016 to 2021 has been estimated and comparatively analyzed. The results show that the highest imbalance is related to Bank Saderat, while the lowest imbalance is associated with Bank Khavarmianeh. Moreover, a major part of the imbalance originates from non-performing loans, tangible fixed assets, and claims on the government. Therefore, undertaking structural reforms in Iran's banking system is strongly recommended to reduce imbalances and enhance financial stability and resilience.
Asadigorji, H. , Falahi, M. A. , & Lotfalipour, M. R. (2025). Estimation and Comparison of the Imbalance of Banks Listed on the Tehran Stock Exchange. Macroeconomics Research Letter, 20(47), -. doi: 10.22080/mrl.2025.29313.2181
MLA
Hossein Asadigorji; Mohammad Ali Falahi; Mohammad Reza Lotfalipour. "Estimation and Comparison of the Imbalance of Banks Listed on the Tehran Stock Exchange", Macroeconomics Research Letter, 20, 47, 2025, -. doi: 10.22080/mrl.2025.29313.2181
HARVARD
Asadigorji, H., Falahi, M. A., Lotfalipour, M. R. (2025). 'Estimation and Comparison of the Imbalance of Banks Listed on the Tehran Stock Exchange', Macroeconomics Research Letter, 20(47), pp. -. doi: 10.22080/mrl.2025.29313.2181
CHICAGO
H. Asadigorji , M. A. Falahi and M. R. Lotfalipour, "Estimation and Comparison of the Imbalance of Banks Listed on the Tehran Stock Exchange," Macroeconomics Research Letter, 20 47 (2025): -, doi: 10.22080/mrl.2025.29313.2181
VANCOUVER
Asadigorji, H., Falahi, M. A., Lotfalipour, M. R. Estimation and Comparison of the Imbalance of Banks Listed on the Tehran Stock Exchange. Macroeconomics Research Letter, 2025; 20(47): -. doi: 10.22080/mrl.2025.29313.2181
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